Motorhome Insurance
Get a quoteMotorhome Insurance from Club Care
Motorhome got in more scrapes than the kids? We’ll take Club Care of that.
You already know that motorhome insurance is a necessity, but did you know that our flexible policy can be tailored to your needs? Whether you take your motorhome out every weekend or only once or twice a year, you can choose the cover features that suit you best.
Our policies are designed by members for members, and our 35 years of providing insurance makes us a reliable option. You can trust us to be recommended by friends, too – so you’ll have peace of mind.
Why choose Club Care Insurance?
What discounts are available?
You could qualify for the following discounts:Safety discounts
• Discounts for fitting Tyron Safety Bands
Security discounts
Storage discounts
• Up to 10% discount for secure storage
• 10% discount for storing in a CaSSOA Gold Site
Other discounts motorhome
• Discounts for the length of the policyholder’s motorhome ownership
Win a Vango Electric Cool Box
Every month this year we’re giving away prizes to lucky campers; and every month there’s something different on offer. From heated chairs and luxury hampers to top of the range barbecues and Club Site vouchers! There’s something for everyone.
Making sure you stay cool on site this Summer! This 40 Litre electric cool box has a telescopic handle and sturdy wheels and can charge from the mains or from an in-car socket: making it the perfect gadget for chilling on site or on the go!
*Terms and Conditions apply.
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FAQs
I have a motorhome over 25 years old; will I be able to get a quote?
Last Modified: 20 Aug 2021
Do you offer an introductory no claims bonus?
At Club Care, we offer an introductory no claims (mirrored) bonus, and no claims bonus protection is available, allowing an agreed number of fault claims within a stated time span without affecting the amount of no claims bonus the client is entitled to.
As proof of your no claims bonus, please submit the renewal notice or letter confirming your no claims bonus from your last / current insurer.
Last Modified: 19 Jul 2021
What is Continuous Insurance Enforcement?
When you insure your motorhome, it’s the insurers’ legal responsibility to upload the details of your vehicle onto the Motor Insurance Database. For peace of mind, you can check that your vehicle has been registered with MID for free.
Last Modified: 19 Jul 2021
Can I use my car’s no claims bonus?
Last Modified: 16 Jul 2021
What can I use my motorhome for?
Motorhome Insurance only covers your motorhome if it is being used in the way specified in your certificate of insurance. This will usually be for social, domestic and pleasure purposes (including holidaying). Some of our insurers may extend the cover to include commuting to your normal place of work but you should check your policy documents to ensure that you understand the cover that you have.
The following uses are not covered:
Racing, pace making or being in any contest or speed trial or any rigorous reliability testing on your motorhome
• Using your motorhome on any race track or circuit
• Any purpose connected with the motor trade
• Hiring – letting out your motorhome in return for a sum of money
• Carrying and transporting passengers or goods for a sum of money
Last Modified: 16 Jul 2021
What is the excess?
Generally, the higher the level of voluntary excess you choose, the lower the cost of the premium.
Setting your excess is often referred to as a balancing act; you want to keep your premium low, but you still want to be able to put your policy to good use if a claim arises.
Last Modified: 16 Jul 2021
What types of vehicle do you cover?
Self-build motorhomes. It's important to find a specialist insurance company that has the experience, knowledge and understanding of the detailed steps and time involved to successfully complete such a DIY self-build motorhome project. We’ll insure your panel van as a motorhome from the start of the policy, so you won’t get a nasty shock for expensive engineer reports when the conversion is completed.
American RVs. American Recreational Vehicles, or ‘RVs’, represent the absolute height of what’s possible in terms of luxury and space for motorhomes. As more people are attracted to the RV lifestyle, we’ve seen an increase in the number of enquiries for American RV insurance quotes.
Last Modified: 16 Jul 2021
I’ve fitted a wheel clamp or a tracking device to my motorhome; how will that affect my premium?
Last Modified: 16 Jul 2021
If I make modifications to my motorhome, will it affect my policy?
Last Modified: 16 Jul 2021
What do I do if I get a chip on my windscreen?
Club Care works with several insurers, so you’ll need to contact the right one (your policy booklet will tell you which one).
Last Modified: 16 Jul 2021
How do I work out how much contents insurance I need to include on my motorhome insurance?
Living space
Kitchen
Bedroom and bathroom
Outdoors
You can download our handy contents checklist to help you.
Last Modified: 16 Jul 2021
How do I find the most suitable motorhome insurance policy?
Generally, insurance companies offer a choice of policies. You'll need to find out what each variation covers and what it doesn’t cover. Motorhome insurance is not like car insurance: it requires specialist knowledge and, as such, you should speak to a specialist motorhome insurance provider.
Last Modified: 16 Jul 2021
What should I look for in my motorhome insurance cover?
Are you dealing with a specialist motorhome insurance provider who understands your needs?
If you’re new to motor caravanning, will you be allowed a reduction of premium based on your no claims bonus from your private car, or do you start from scratch?
Does your policy recognise all the fixtures and fittings, so that if they are damaged, you are fully reimbursed?
Does the policy provide sufficient contents cover for your motorhome awning and equipment, protecting you from a large replacement bill?
Does windscreen cover include broken glass in the side windows and any scratched bodywork caused by the broken glass, and have the option of repair being carried out at home?
How much European cover is extended in one trip? Some insurers say that you are covered annually and yet you cannot travel for any trip exceeding 60 days in one go. Are you charged extra each and every time that you travel?
In the event of a breakdown, does your motorhome breakdown insurance extend to Europe, with no hidden restrictions for travelling?
Having your motorhome stolen or damaged is an extremely stressful event. Does your insurer operate a claims department that understands the needs of a motorhome owner?
Make sure that your motorhome insurance policy covers everyone who is travelling. Often one person in the family will do most of the driving, but if you plan for others to take over, they will, of course, also need to be insured.