Home Insurance

At Club Care we know that as campers you like to take extended stays, which is why our Home Insurance can offer Club members up to 180 days unoccupied cover away from home* - at no additional cost!  Our products also offer a number of other features and benefits which have been specifically selected for Club members.

*Whilst this is double the amount of time that most companies can offer, please be aware that this only available with certain insurers.

If you suffer any loss, damage, incident or occurrence that is likely to result in needing to make a claim, it’s vital that you report it to us as soon as possible. However in the event of theft or other malicious incident you must notify the police immediately.

In order for our friendly claims team to sort out your claim as quickly and efficiently as possible, refer to your policy documentation so that the name of your insurer and the policy number applicable are ready to hand. Our claims team will then be able to give advice on the correct claims procedures to follow and what further information or supporting documentation will assist us in handling your claim.

Although it’s impossible to predict an emergency, preparation is important. Our optional Home Emergency cover protects your home from a wide range of domestic predicaments such as the breakdown of the main heating system, loss of power supply and plumbing and drainage issues.

 

 

It’s not unusual for people to seriously undervalue their contents. In fact, it’s quite a regular occurrence.

It’s important to accurately estimate the value of your possessions as they may be ruined in the event of a fire, flood or theft. To do so, arm yourself with a pen, some paper and a calculator and add up the replacement cost of everything that fills each room in your house. Everything needs to be included, from carpets and furniture to ornaments and tools.

Whilst not a legal requirement, the right Home Insurance policy can protect your home and possessions against a wide range of perils. A home insurance policy can also provide you with liability cover in the event of damage to other people's property or injury to someone else.

It’s unlikely, although your tent and equipment may be covered whilst they are at home. Once you’re on site, however, you may find that the amount covered is limited, plus your excess can be much higher.

Your home insurance policy will not cover your liability to third parties: for example, if your tent blows away on a site and hits a caravan, motorhome or, worse still, a person.